Your property portfolio is a store of wealth, but that wealth is often illiquid – trapped in bricks and mortar. There are times when you need access to that cash immediately, whether to fund a new business venture, pay a tax bill, or seize an unexpected investment opportunity.
Silver Oak Capital specialises in securing our clients bespoke bridging loans to release equity. We allow you to unlock the equity in your residential or commercial property in as little as 5 to 7 days, without disturbing your long-term mortgage arrangements if necessary.
Unlike a standard mortgage where the funds must be used to buy the property, an equity release bridge provides you with cash to use as you see fit.
Banks are slow to lend to SMEs. If you have a tax deadline or a supplier who needs paying immediately, securing a bridge against your commercial premises or investment property can solve the liquidity crisis in days.
We understand that if you are raising capital, you usually need it yesterday. We package your application with all the necessary legal and valuation data upfront. We can often use Automated Valuation Models (AVMs) to bypass the need for a physical surveyor visit, allowing funds to be released in under a week.
If you are raising funds against your own home, it is a regulated “Consumer Bridge.” Many brokers cannot touch this. Silver Oak Capital is fully equipped to advise on both Regulated (personal home) and Unregulated (investment property) loans, ensuring you are always protected.
We have specific relationships with lenders who are comfortable sitting behind other banks. We handle the “Deed of Postponement” process with your first lender, taking the administrative headache away from you.