We arrange debt on a wide range of real estate and luxury assets transactions across the UK, US, Western Europe and the Middle East through our network of over 800 lenders.
We will unlock new sources of capital for your project, up and down the capital stack – whether you require Senior debt, Mezzanine, or Equity finance. Utilising our services for short term bridging finance will guarantee you have achieved the lowest possible cost of funding available in the open market.
With lending rates changing almost daily – having real-time access to the latest mortgage rates will save you time and money. For residential we cover – Main home mortgages, Buy to Lets, Holiday Lets and HMO’s. For commercial we cover – Retail, Office, Logistics, Care Homes, Student Accommodation and Hotels.
Through our experience in this niche space – we provide our most valued clients with direct access to over 50 lenders for yacht or business jet transactions. From pre/post-construction yacht finance to business jet purchases and remortgages. Exclusively, we provide direct access to mortgage-only luxury asset lenders (no AUM).
We have access to the largest network of lenders in the market. This allows us to provide you with independent whole-of-market advice. with a foundation based on trust, we will ensure you are kept in the loop with which lenders we approach during the course of our process.
Our advisors save you time and money ensuring you achieve the lowest possible cost of funding.




Commercial Mortgages
Property Portfolio Finance
Mixed-use Property Finance
Hotel Finance
HMO Finance

Adverse Credit
Complex Offshore Structures
Probate Lending
Distressed Assets
Private Credit

I used Silver Oak Capital to help with a Buy-to-Let mortgage I needed on a residential property in Central London. The service was outstanding from start to finish. They m anaged to secure £3.5m for my investment, exceededing my expectations. They took the time to understand my situation…
Silver Oak were excellent from start to finish in helping to secure a mortgage at a competitive rate that suited our requirements. They were always quick to respond to any questions we had and helped the process move along efficiently. I can highly recommend them…
I had the pleasure of dealing with Luke and Harrison on a transaction. It couldn’t have gone smoother, both were very professional and I was very happy with the service provided. I highly recommend them and will definitely be returning soon.
Very happy with Silver Oak’s service. They helped me arrange a +3m bridging loan on my Central London property. I can highly recommend them as a Debt Advisory.
I write to formally thank you for your help in facilitating the £5.3 million BTL facilities for me in June 2022. You honoured your commitments to me and ably guided me through the processes. I am most grateful to you.

Silver Oak Capital was engaged to arrange a refinance on a high-value, unencumbered residential property in Prime Central London…
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Silver Oak Capital arranged a £3.6 million bridging facility secured against a high-value residential property in Kensington…
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