Property development finance provides funding for property developers and investors looking to build, convert, or refurbish real estate projects. At Silver Oak Capital, we arrange tailored property development finance solutions in the UK for residential and commercial development schemes.

Let’s assist you in securing the property development finance you need to start your next development. We are confident that we could find the best development finance loan for your next project. Enquire with Silver Oak Capital today, and let’s set up a time to get a full understanding of your challenges and goals.
Our team has years of experience arranging property development finance loans for residential and commercial projects. We have a surgical approach – whereby we conduct a thorough analysis of the intended project. Based on this and other specific client requirements we then narrow down our choice of lenders to as many as 3 or 4 potential partners and consult with our clients throughout this process. As our client you gain access to our vast network of senior debt, mezzanine debt and equity lenders who can fund projects (commercial or residential) up and down the capital stack. We pride ourselves in not only providing an unrivaled source of finance but also open up relationships for our clients that will benefit them in the long run. Developers exploring funding structures may also find it useful to review different ways to finance new build homes in the UK when planning their projects.
The market for property development finance lenders is incredibly fragmented, especially in the UK. There are many lenders who operate in this space in various forms (senior / mezz / equity) which makes for a challenging environment for any developer. Each lender has a unique set of criteria and focus in terms of scheme type, sector and location. The size of the loan is often the first factor to consider as any lender will have a target minimum and maximum loan range. Some lenders specialize in residential, student accommodation, office, build-to-rent or industrial to name a few. Ensuring any potential borrower has a strong track record is of paramount importance to any lender but, fortunately, there are a number of funders we work with who also cater to amateur developers. We have found time and time again that relationships mean everything in this business.
We received a call from a London based property developer who had made an offer on a central London office building with a single tenant. This client had plans to purchase an additional floor and completely upgrade the building to a high spec…
Development Finance – We were approached by a professional introducer based in Monaco who needed help finding a suitable private bank to refinance some existing debt secured on a large estate in the English countryside. There was some expensive short term debt…
The team at Silver Oak Capital calls London home but we support property development finance projects of all types up and down the UK. This particular enquiry involved the need for a development loan to convert a vacant office block in the centre…
