Why Silver Oak Capital?
- 300+ Lenders – we have access to the largest network of lenders in the market. This allows us to provide you with independent whole-of-market advice.
- Transparency – with a foundation based on trust, we will ensure you are kept in the loop with which lenders we approach during the course of our process.
- Speed of Service – working with property people makes you realise one thing, time is money. We will endeavour to complete your loan in a quick and efficient manner.
- Long Lasting Relationships – we don’t just arrange a loan on your behalf, we also ensure you have a long term lending partner to work with on future projects.
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Silver Oak Capital:- Prime Residential Mortgages
Finding the right mortgage for a prime residential property (£1m+) can be a daunting task. Our extensive knowledge of the Private Banking industry means you’ll be paired with the right banker to suit your unique circumstances. Most private banks have different lending policies – dependent on the branch where your loan is approved. For example: if you have a Villa located in Cap d’Ail, France it might make more sense to apply for your loan in Paris, instead of Monaco.
Types of Residential Mortgages
Typical Broker fees for Residential Mortgage 1.00% (for UK and outside UK)
Representative example (indicative lending terms)
Loan £7 million GBP
Rate 1.25% + Libor
65% Loan to Value
Term 5 Years (Renewable)
20% Assets Under Management pledge
Lender Fees 0.50%